PHI FCU Checking and Savings Accounts

Checking Features and Benefits

  • Unlimited Check Writing
  • No per Check Charge
  • Direct Deposit
  • Payroll deduction
  • No Service Charge when a $1,000 balance is maintained throughout the month
  • Over the phone transfers from PHIFCU account to another PHIFCU Account
  • Monthly Statements
  • Minimum Opening Balance of $25.00

Christmas Club Accounts

  • No Monthly Fee
  • Checks mailed in October
  • Payroll Deduction
  • Earns Competitive Interest Rates
  • Early Withdrawal Fee (per withdrawal) $15.00

Savings Features and Benefits

A minimum opening deposit of $10.00 is required to open a savings account and $5.00 minimum balance to maintain your Membership.

  • No Monthly Service Charge
  • Earns competitive Interest Rate (on balances of $200.00 and more)
  • Two (2) free Monthly Withdrawals (Excessive withdrawal fee of $5.00 per item after the two (2) free)
  • Over-The- Phone Request (Mailed to the address on file.)
  • Direct Deposit
  • Payroll Deduction
  • Quarterly Statements

Certificate of Deposit

  • Six (6) Month CD, Minimum Opening deposit of $500.00
  • One (1) Year CD, Minimum Opening deposit of $1,000.00
  • Two (2) Year CD, Minimum Opening deposit of $1,000.00

Our Christmas Club Account is one of our most popular options. Save all year and surprise.

All interest rates are subject to change without notice.

Credit Card Access

Use the following link to be taken to the credit card access portal. Pay your bill and more.

Online Banking

24 hour access to all your account information.

Click Here to Order Checks